Bajaj housing finance share price target 2025 to 2040 : Are You Thinking About Investing In Bajaj Housing Finance Shares Or Want To Know Their Price Target For 2025, 2026 And 2028, 2029, 2030, 2040, 2050 In this guide we will cover their target prices as well as conducting fundamental analysis to assist with making an informed decision.
Bajaj Housing Finance LTD was established on 13 June 2008 as a subsidiary of Bajaj Finance. We offer tailored financial solutions tailored specifically for individual buyers and corporate entities seeking to buy or renovate homes and commercial spaces.
Our Mortgage Product Offering Is Extensive
Home Loans. Loans Against Property (“LAP”). Lease Rental Discounting Services.
Developer Financing Furthermore.
Our organization, the Bajaj group, established in 1926 and operating across various sectors has an expansive presence of 215 branches as of March 31, 2024 across 20 states and 3 Union Territories in North America.
Overview of Bajaj Housing Finance Share Price
Bajaj Housing Finance Limited (BHFL), founded in September 2015 and registered with the National Housing Bank (NHB), operates as a non-deposit-taking housing finance company registered with NHB. After beginning lending operations in FY18, the Reserve Bank of India has classified BHFL as an Upper Layer non-banking finance company under their Scale-Based Regulations (SBR). They offer comprehensive financial solutions for property acquisition and maintenance for both individuals and businesses alike; their products range from home loans, LAP loans against property and developer financing–primarily focused on retail ho.
Recent Graph of Bajaj Housing Finance Share Price
Bajaj Housing Finance Share Price Overview
| Parameter | Value |
|---|---|
| Open | 110.50 |
| Previous Close | 110.02 |
| Volume | 8,652,288 |
| Value (Lacs) | 9,443.11 |
| VWAP | 109.69 |
| Beta | 0.96 |
| Market Cap (Rs. Cr.) | 90,893 |
| High | 111.49 |
| Low | 108.55 |
| Upper Circuit Limit | 121.02 |
| Lower Circuit Limit | 99.01 |
| 52 Week High | 188.50 |
| 52 Week Low | 108.55 |
| Face Value | 10 |
| All Time High | 188.50 |
| All Time Low | 108.55 |
| 20-Day Avg Volume | 0 |
| 20-Day Avg Delivery (%) | — |
| Book Value Per Share | 22.56 |
| Dividend Yield | — |
See More: Dhanlaxmi Bank share price target 2025 to 2040
Bajaj Housing Finance Share Price Target 2025
Home financing sector growth combined with strategic actions could propel BHFL forward into 2025. By improving customer service and expanding product options, this organization should flourish to its potential of 250 shares per stock price target in 2025.
By 2025, its stock prices would likely range between Rs75 to Rs250.
| Month | Minimum Price (₹) | Maximum Price (₹) |
| January | 95 | 130 |
| February | 88 | 120 |
| March | 75 | 144 |
| April | 90 | 156 |
| May | 94 | 150 |
| June | 99 | 169 |
| July | 120 | 178 |
| August | 134 | 170 |
| September | 156 | 188 |
| October | 170 | 210 |
| November | 190 | 230 |
| December | 228 | 250 |
Bajaj Housing Finance Share Price Target 2026
BHFL stands to benefit from rising housing loan demand as more people look for loans to buy homes. By emphasizing technology and customer service, they may increase operational efficiencies that attract clients while growing market share – potentially driving an upward stock price trend with their growing loan portfolio and strong brand recognition; our analysis puts their stock price target for 2026 as Rs360.
According to our analysis, its stock price should range between Rs228 and Rs360 in 2026.
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 228 | 240 |
| February | 235 | 259 |
| March | 249 | 270 |
| April | 230 | 250 |
| May | 238 | 269 |
| June | 249 | 280 |
| July | 256 | 298 |
| August | 279 | 310 |
| September | 297 | 323 |
| October | 311 | 338 |
| November | 328 | 350 |
| December | 346 | 360 |
Bajaj Housing Finance Share Price Target 2027
Due to rising home loan demand in India, BHFL should maintain its upward trajectory over the coming years. By expanding offerings and strengthening technology infrastructure, customer acquisition should increase as will customer retention. Furthermore, rising real estate markets combined with strategic initiatives from BHFL may push its stock price higher; its excellent track record as a reliable distributor should allow it to remain competitive within this dynamic housing finance market – our analysis indicates this would result in Rs480 for its stock price target by 2027.
According to our estimates, its stock price in 2027 would range between Rs346 and Rs480.
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 346 | 378 |
| February | 356 | 390 |
| March | 378 | 400 |
| April | 387 | 418 |
| May | 398 | 410 |
| June | 408 | 423 |
| July | 390 | 430 |
| August | 410 | 446 |
| September | 418 | 440 |
| October | 428 | 461 |
| November | 440 | 470 |
| December | 468 | 480 |
Bajaj Housing Finance Share Price Target 2028
At that point, BHFL’s portfolio of housing loans and financial products should experience rapid expansion due to increased residential sector activity and strong consumer demand for them. Cutting-edge technology used within its product offerings should help it meet customer satisfaction demands with success; its stock price could reflect these factors by rising up towards Rs590 as estimated in 2028 by our forecasting methodology.
As per our analysis, it’s estimated that in 2028 its stock prices will range between Rs468 to Rs590.
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 468 | 493 |
| February | 480 | 510 |
| March | 490 | 523 |
| April | 488 | 530 |
| May | 498 | 528 |
| June | 508 | 540 |
| July | 518 | 549 |
| August | 523 | 545 |
| September | 536 | 556 |
| October | 543 | 563 |
| November | 560 | 573 |
| December | 570 | 590 |
Bajaj Housing Finance Share Price Target 2029
This company should continue expanding their range of financial products and services in order to meet the demands of an ever-increasingly varied customer base, thanks to a robust technology infrastructure and efficient processes. By 2029, our analysis suggests BHFL may capture an even larger portion of India’s home loan market; as it expands and strengthens its position further its stock may continue its upward trajectory toward Rs780 as per our analysis.
Based on our calculations, its stock price should range between Rs570 to Rs780 by 2029.
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 570 | 598 |
| February | 588 | 610 |
| March | 598 | 623 |
| April | 613 | 638 |
| May | 620 | 645 |
| June | 638 | 656 |
| July | 630 | 678 |
| August | 645 | 690 |
| September | 668 | 700 |
| October | 692 | 750 |
| November | 720 | 770 |
| December | 766 | 780 |
Bajaj Housing Finance Share Price Target 2030
As far as 2030 goes, BHFL is projected to solidify its leadership of housing finance. Through strategic expansion and technology investments, operational efficiency should increase while consumer reach increases significantly – estimated stock price range: Rs766 to Rs990
According to our analysis, by 2030 its stock price will range between Rs766 and Rs990.
| Month | Minimum Price (₹) | Maximum Price (₹) |
| January | 766 | 798 |
| February | 780 | 820 |
| March | 798 | 838 |
| April | 818 | 850 |
| May | 830 | 868 |
| June | 845 | 880 |
| July | 860 | 890 |
| August | 886 | 900 |
| September | 898 | 930 |
| October | 900 | 950 |
| November | 934 | 976 |
| December | 950 | 990 |
Bajaj Housing Finance Share Price Target 2040
By 2040, BHFL is expected to flourish due to a rising demand for housing and financial services in India. Innovation will fuel long-term success while customer satisfaction should lead to future stock price targets of Rs2360 per share for this company.
By 2040, its stock price could range between Rs2013 to Rs2360.
| Month | Minimum Price (₹) | Maximum Price (₹) |
| January | 2013 | 2046 |
| February | 2038 | 2067 |
| March | 2056 | 2088 |
| April | 2078 | 2110 |
| May | 2090 | 2156 |
| June | 2135 | 2178 |
| July | 2160 | 2190 |
| August | 2178 | 2236 |
| September | 2200 | 2250 |
| October | 2238 | 2269 |
| November | 2255 | 2330 |
| December | 2321 | 2360 |
Bajaj Housing Finance Share Price Target 2050
BHFL will become an industry-leading home finance firm by 2050 due to their strong market presence and diverse portfolio, alongside sustained growth and innovation that benefits them for decades to come. Their expected stock price target in 2050 stands at Rs4600.
By 2050, its stock price could range anywhere between Rs3900 to Rs4600 according to our analysis.
| Month | Minimum Price (₹) | Maximum Price (₹) |
| January | 3900 | 3965 |
| February | 3945 | 3988 |
| March | 3968 | 4036 |
| April | 4000 | 4078 |
| May | 4036 | 4123 |
| June | 4060 | 4180 |
| July | 4123 | 4235 |
| August | 4178 | 4325 |
| September | 4223 | 4386 |
| October | 4320 | 4456 |
| November | 4402 | 4560 |
| December | 4538 | 4600 |
Investment in Bajaj Housing Finance shares has pros and cons.
At 4.84 times its book value, investors appear to be placing too high an value on this stock, suggesting they overvaluate it relative to its net worth. While reporting consistent profits without disbursing dividends raises questions over its capital allocation strategy. Further, its low interest coverage ratio could suggest difficulties covering interest expenses comfortably as there has been speculation of capitalizing interest costs to mitigate profitability implications; these indicators call for careful scrutiny by investors.
Peer comparison
- Bajaj Housing
- H U D C O
- LIC Housing Fin.
- PNB Housing
- Aadhar Hsg. Fin.
- Aptus Value Hou.
- AAVAS Financiers
Quarterly Results
| Quarter | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Revenue | 1,585 | 1,763 | 1,911 | 1,996 | 2,209 | 2,410 |
| Interest | 954 | 1,062 | 1,151 | 1,279 | 1,399 | 1,514 |
| Expenses | 216 | 165 | 176 | 219 | 170 | 179 |
| Financing Profit | 416 | 536 | 585 | 498 | 640 | 718 |
| Financing Margin % | 26% | 30% | 31% | 25% | 29% | 30% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 9 | 10 | 10 | 10 | 10 | 10 |
| Profit Before Tax | 407 | 526 | 575 | 488 | 630 | 708 |
| Tax % | 26% | 12% | 22% | 22% | 23% | 23% |
| Net Profit | 301 | 462 | 451 | 381 | 483 | 546 |
| EPS (Rs.) | 0.45 | 0.69 | 0.67 | 0.57 | 0.62 | 0.66 |
| Gross NPA % | — | 0.23% | 0.24% | — | 0.28% | 0.29% |
| Net NPA % | — | 0.08% | 0.09% | — | 0.11% | 0.12% |
Profit & Loss
| Year | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|
| Revenue | 2,646 | 3,155 | 3,767 | 5,665 | 7,617 |
| Interest | 1,618 | 1,968 | 2,157 | 3,213 | 4,695 |
| Expenses | 438 | 552 | 624 | 718 | 721 |
| Financing Profit | 591 | 635 | 986 | 1,734 | 2,201 |
| Financing Margin % | 22% | 20% | 26% | 31% | 29% |
| Other Income | -0 | 0 | -0 | -0 | -0 |
| Depreciation | 23 | 22 | 26 | 33 | 40 |
| Profit Before Tax | 567 | 613 | 960 | 1,700 | 2,161 |
| Tax % | 26% | 26% | 26% | 26% | 20% |
| Net Profit | 421 | 453 | 710 | 1,258 | 1,731 |
| EPS (Rs.) | 0.86 | 0.93 | 1.45 | 1.87 | 2.58 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
| Year/Sep | Mar 2023 | Mar 2024 | Sep 2024 |
|---|---|---|---|
| Equity Capital | 6,712 | 6,712 | 8,328 |
| Reserves | 3,791 | 5,521 | 10,457 |
| Borrowings | 53,745 | 69,129 | 74,475 |
| Other Liabilities | 406 | 464 | 539 |
| Total Liabilities | 64,654 | 81,827 | 93,799 |
| Fixed Assets | 113 | 123 | 122 |
| CWIP | 0 | 1 | 0 |
| Investments | 2,001 | 1,939 | 1,633 |
| Other Assets | 62,540 | 79,765 | 92,044 |
| Total Assets | 64,654 | 81,827 | 93,799 |
Shareholding Pattern
| Category | Dec 2024 |
|---|---|
| Promoters + | 88.75% |
| FIIs + | 1.11% |
| DIIs + | 0.82% |
| Government + | 0.00% |
| Public + | 9.32% |
| No. of Shareholders | 26,45,574 |
How To Buy Bajaj Housing Finance Share?
To easily purchase Bajaj Housing Finance shares, numerous stockbrokers provide trading platforms that make purchasing them simple and accessible.
Here is a list of trading platforms offering shares from Bajaj Housing Finance for purchase.
Groww App
Phonepe. Share Market App
Angel One App
Dhan App
Upstox App
Zerodha App
